While everyone’s hitting the gym and decluttering their wardrobes, let’s talk about giving your finances the refresh they deserve. No boring resolutions here – just practical moves to kick-start your great life in 2025.
What is your Vision for NOW?
What’s that one thing you’d love to tackle in 2025? Whether it’s helping your kids into their first home, taking that extended European summer break, or finally setting up that succession plan for your business – let’s put it on paper. Sometimes the hardest part is just deciding what you want.
Jot down dot points of what you want to achieve in 2025.
The 3-Year Horizon
This is where things get interesting. Where do you want your business to be? How do you want to spend your time? What would make you look back and think, “Wow, I’m glad we made that happen”? Maybe it’s having a business that runs without you, a property portfolio that generates real wealth, or the freedom to work three days a week instead of five.
Ponder on this. Think about what you want three years from now.
Your 10-Year Dream
Now let’s think big. In the next 10 years, what does your great life look like? Are you mentoring the next generation? Travelling the world? Starting a new venture? The decisions we make today create the freedom for those bigger dreams tomorrow.
Think about it. In 2035, what does your life look like?
What’s Next?
To move towards your great life, you need to take action. Here are 5 things you can do to hit the ground running in 2025.
- Ditch the Money FOG (Fear, Overwhelm, Guilt)
Remember that investment idea you’ve been sitting on? Those super statements you haven’t opened? That estate plan you keep putting off? Pick one financial task that’s been fogging up your mind and let’s clear it together. Sometimes the best start is simply opening that envelope or making that call you’ve been avoiding.
Tick it off your list in 2025.
- The ‘Future You’ Funding Check
Here’s a thought – what would your 2034 self thank you for doing today? Whether it’s bumping up your super contributions now that the kids’ school fees are done, or finally getting that investment property you’ve been eyeing, your future self is cheering you on. Let’s map out one bold move that could be a game-changer ten years from now.
- The ‘Money Leak’ Audit (Warning: may cause surprise)
Quick challenge: check your last three months of subscriptions and regular payments. We’ve seen clients discover thousands in ‘money leaks’ – from forgotten gym memberships to sneaky subscription renewals. But this isn’t about cutting back on your daily coffee (we’d never!). It’s about making sure your money’s flowing where you want it to.
- Give your Business some Breathing Room
For our business owners – when was the last time you looked at your business structure? Tax laws change, businesses evolve, and opportunities emerge. A quick review now could save you thousands come tax time. Plus, it might open up new possibilities for growth or succession planning you hadn’t considered.
- The ‘What If’ Conversation
Nobody likes thinking about life’s curveballs, but having your protection strategy sorted brings incredible peace of mind. Has your income changed? Family situation shifted? Property portfolio grown? Let’s make sure your safety net has kept pace with your success.
Make 2025 your Year of Financial Clarity
Remember, this isn’t about perfect planning – it’s about taking one step toward the life you want to create. Whether you’re aiming to grow your medical practice, expand your business, or simply want more confidence in your financial decisions, we’re here to help turn those intentions into action.
Want to chat about any of these? We’re refreshed from the break and ready to help you make 2025 your best financial year yet. Let’s catch up over coffee and map out your next moves.