Loans and finance for individuals, business owners and SMSFs

You want a loan that works for you

Searching for the best loan can be time-consuming and overwhelming. Our mortgage brokers take the legwork off your plate by doing the research and comparing loans for you.

At Navigate Advisory, our goal is simple – find you the ideal loan to fit your life now and in the future.

Best of all, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible.

Financial freedom

We do the heavy lifting

Let us do the heavy lifting – we’ll find your perfect loan with a competitive rate and optimal features.

Clarity to navigate

Maximise your potential

Unlock your maximum home loan capacity. We’ll help you get the most out of your borrowing power.

Confidence in decisions

Structure for success

We structure your loan to benefit you now and in the future.

Our mortgage broking services

Buying a home

We’ll find the perfect loan for your perfect place. From start to finish, we’ve got you covered. Move from “just looking” to “welcome home” with our help navigating the home loan maze.

Buying your business premises

If you’re looking to buy or refinance a commercial office, retail shopfront or warehouse, we step in to find the right loan for you. As mortgage brokers, we sort through the options so you can focus on building your business.

Investing in property

If you’re an experienced real estate investor or just entering the property investing game, we’ll find the ideal loan and help you tap into equity to finance future purchases.

Building a new home

We’ll match you with the right construction loan and lender, then guide you through each step. We keep things straightforward so you can focus on the fun stuff like choosing fixtures and colours.

Refinancing your home loan

Looking to refinance your home loan to get a better rate or additional features. We’ll assess your current loan and financial situation and make refinancing easy for you.

Borrowing through your SMSF

We understand the intricacies of borrowing to buy a property through your SMSF. We guide you through the process and help you access residential and commercial loans.

BOOK An INTRODUCTORY CHAT

Meet our Lending team

George Rentzepis
George Rentzepis

George Rentzepis

Director Lending, Lending Specialist

Marc Ruhoff
Marc Ruhoff

Marc Ruhoff

Director Lending, Lending Specialist

Christian Moustakas
Christian Moustakas

Christian Moustakas

Finance Broker Associate

Kind words from our clients
We would also like to express our heartfelt gratitude to Jenna and George for their outstanding guidance and professionalism throughout the process of purchasing our first home.
Since we embarked on this journey, we have consistently felt well-supported and have received exceptional financial management advice. What has truly distinguished this experience for us is the excellent level of customer service we have received—always thoughtful, caring, and highly professional.
As we anticipate the final stages of our move, we also feel fortunate for the exceptional team of individuals who have played a pivotal role in helping us reach this milestone.
Jose B
George has been fantastic! He is easy to talk to, his product knowledge is great and his communication from beginning to end was amazing. He kept us informed every step of the way and was always available to answer any questions. I would highly recommend George to everyone and will definitely be using his services again.
Ariadni S
George was so supportive throughout the whole process of purchasing our first property. He always would explain in detail each step of the process as finance language was like another language to us. George was very calm and friendly and nothing was ever too big of an ask. We wouldn’t have been able to purchase our first home without him.
Charlotte C
George was extremely helpful throughout the process. He kept us informed every step of the way and guided us through the process and steps we had to take. We highly recommend George for any financial matters you may need.
Sue S
George and Rory were so helpful, I felt supported the entire way through my purchasing process. As a new home buyer, I was really nervous, but George and Rory put me at ease. Can’t recommend enough – they are so quick to respond and happy to answer any questions you may have.
Caitlin G
We work fast, and we work hard for our clients.
BOOK An INTRODUCTORY CHAT

How we get the best finance for you

Contact us

Contact our office on 02 9599 1888 to speak to a Lending Specialist about your situation.
Step 1

Assess

We’ll assess your financial situation and provide a clear picture of your borrowing capacity.
Step 2

Research

We do the legwork, researching for the best loan choices that fit your needs now and in the future.
Step 3

Loan sorted

We handle the entire application process, support you after settlement, and guide your future debt decisions.
Step 4

Resources

Calculators

Calculators

Use our calculators
Budget planner

Budget Planner

Plan your budget
Checklist of loan documents

Checklist of loan documents

Go to checklist
investing guide

Investing in property

Having the right people to help you is key when investing in property. Do your homework on the property market before you dive in, and we’ll be thrilled to help you when it comes to financing your decision.

Download Your Free Guide
refinancing guide

Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate or maybe you want to start that renovation project.

Download Your Free Guide
first home buyers guide

Becoming a first home buyer

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The two big questions are how much you can borrow and what are your likely repayments to be.

Download Your Free Guide